8News Viewer Questions Answered on Affordable Care Act - 8NEWS - WRIC | News Where You Live

8News Viewer Questions Answered on Affordable Care Act

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RICHMOND - All day, 8News viewers have been asking about the new health insurance law on our 8News Facebook page and calling the newsroom with questions.

One question that a lot of people were asking had to do with Medicare and Medicaid.

If you have it, can you keep it and will it be affected?

"Not right now will the Medicare and Medicaid be affected," says Lindsey Walters, Insurance Expert at the First National Brokerage Corporation. "However, those pieces will go through a transition of their own later as the full legislation implements." 

Another question was what happens if you currently have insurance.

Can you keep it or will you lose it?

Politicians seem to answer this question in different ways. Democrats say you can keep it. Republicans say you may lose it. The insurance expert says both could actually happen. 

"There is a chance that individuals that have insurance could lose it if their employers decide to no longer offer plan benefits," Walters says. "A reason an employer might decide not to offer benefits is because the new hours of a full time employee have been lowered to 30 hours."

There also seems to be a lot of issues with the website used to sign up for the health care exchange.

It says we have a lot of visitors on our site right now and we are working to make your experience better.

And the live chat tab at the bottom of the screen wasn't much help either; it said that no one was available right now to assist.

This is just the first day and the President says these kinks will be worked out, but opponents of the law say these things should have already been worked out long before the website went live.


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